As Accident Prone As I Am
A friend of mine was working on trying to create an exercise routine for me. She wanted me to start out small, so she suggested just walking up to the end of the city sidewalk 1 and back down to the corner of our street 2 and then back to the house. She wanted me to do that for a week or two, then start adding houses.
Basically she wanted me to cross the street at the corner and start going one or two houses up each week until I was at the end of our street 3, after which I was supposed to either turn left and go up the hill or turn right and go down the hill. This is all well and good, but my friend forgets to account for the fact that I am hopelessly accident prone. If I am going to be walking in the streets or at the fitness trail at Bacon Creek Park, I am going to need high risk insurance before the end of it all. I guarantee that no one else will want those doctor bills. 
Speaking of insurance, my state-run insurance that I have is up for renewal. I’ve hemmed and hawed over whether or not I would reapply, given the obnoxious hoops I have to jump through to use it 4, but I finally decided to reapply. I sent off the paperwork only to receive a letter in the mail the next day detailing the new policy for ER visits.
It seems there is now a copay for the visit if the visit is “not necessary.” Basically unless you are dying, bleeding from a cut that must be stitched closed, have a burn that is obviously 2nd or 3rd degree, or have an obvious broken bone, you are not to go to the ER. No matter if it will be three to four days, depending on when you get sick/hurt, before you can see your regular doctor, or even if your regular doctor says he/she does not have time to see you and to go to the ER, you will pay this copay if you go. Thanks. Now the insurance companies are deciding when we can use medical care and when we can’t. Thanks. (By the way, if you blame Obama I will laugh in your face. My insurance from Stream, which I worked at before Obama was elected, was already doing that, as was the insurance from Alorica when I started there, again, before Obama took office.)
- Which ends 3 houses up from our house at an empty lot full of trees. ↩
- Which is 2 properties over from our house- one empty lot and one house. ↩
- Which happens to dead end at a cemetery – heh. ↩
- For specialist care and hospitalizations, I have to go clear to the other side of Iowa, because that’s the only hospital approved for this insurance. My doctor’s office was only approved last year and is the only clinic on my side of Iowa with approval. ↩
